Janica Cashwell

Vice President

Janica D. Cashwell is a Consultant providing Forensic Accounting & Litigation Support services to the legal community. Janica specializes in services for clients involved in diverse and complex commercial disputes and litigation. She assists clients during pre-litigation, mediation, arbitration, and/or litigation.

Janica’s expertise includes developing damage models and calculations for cases involving lost revenue, lost profits, loss of earnings and benefits, life care plans, and tracing of funds. She also assists with the preparation of expert reports for state and federal courts.

Before joining Oscher Consulting, Janica worked for different global firms in the information technology, testing and inspection industries where she served in multiple roles related to financial accounting, compliance, project and risk management.

Manjola (Lola) Kavaric

Treasurer

Lola is a financial management professional with 33 years of experience. She is an integral part of CA and Precedent Hospitality, managing the finance team. She is responsible for overseeing all financial aspects company-wide. Lola’s areas of expertise include financial analysis, profit improvement, project management, auditing, training, Acquisitions, and strategic planning. Lola holds a double Bachelor’s Degree in Finance and Business Administration. She has a Master’s Degree in Business Administration and a Master’s degree in accounting. Lola is also a Certified Fraud Examiner (CFE). She has been elected to the Board of Directors of the Tampa Bay Chapter of ACFE (Association Certified Fraud Examiners) serving a three-year term. Lola attributes her success in the industry to building relationships based on integrity, communication, and trust. She also led initiatives and projects to create overall efficiencies across the teams and developed procedures to enhance programs with departments. She has been certified from FL State department teaching CAM’s and Board members about preventing Fraud in Condo/HOA and Budget preparation. Her diverse background includes industries ranging from banking to non-profit to insurance and real estate/HOA management fields. She also speaks 5 different languages. Lola enjoys the beach, traveling, Community service, a good book, and spending time with her family away from work.

Carrie Macsuga

Secretary

Carrie Macsuga is a Senior Consultant at Oscher Consulting, PLLC offering litigation support, consulting, and business valuation services. Her professional experience includes forensic accounting, commercial construction, HOAs and CDDs. She provides expert reports and testimony in Federal and State Courts. Carrie is a licensed Certified Public Accountant, Accredited in Business Valuation through the AICPA, a Certified Fraud Examiner through the Association of Certified Fraud Examiners, and a Certified Anti-Money Laundering Specialist through ACAMS. 

Michelle Rector

Technology/Social Media Director

Michelle Rector is Vice President and Head of Enterprise Fraud Risk Management at Raymond James Financial, where she leads the firm's global fraud risk management program, encompassing fraud prevention, monitoring, investigations, and risk governance.

With extensive experience combating financial crime, Michelle has focused her career on building and transforming financial crime programs to address evolving risks and deliver lasting organizational impact. She previously served as Head of the Financial Intelligence Unit at Raymond James, overseeing Anti-Money Laundering investigations, transaction monitoring, and suspicious activity reporting. Her broader experience spans financial crimes investigations, program development and management, regulatory remediation, Know Your Customer compliance, and training across various sectors of the financial services industry, complemented by experience in international affairs and development.

Beyond her professional responsibilities, Michelle has served on the Executive Board of the Human Trafficking Foundation, reflecting her commitment to protecting vulnerable individuals from exploitation.

Michelle earned a Bachelor of Arts in Economics with a minor in Latin American Studies from the University of Florida. She is a Certified Fraud Examiner (CFE), a Certified Anti-Money Laundering Specialist (CAMS), and holds the FINRA Series 7 license.

James Castaño

Director

James C. Castaño, CAMS-RM, CAFS, CAMS, CCAS, CPP, CFE, serves as Manager, Bank Fraud Investigations at USAA, where he leads teams responsible for complex fraud and financial crime investigations, regulatory reporting, and risk mitigation in support of AML/BSA compliance requirements.

Prior to joining USAA, Mr. Castaño completed distinguished careers with both the Federal Bureau of Investigation and the United States Navy, retiring as an FBI Supervisory Special Agent and U.S. Navy Lieutenant Commander after more than 30 years of combined service, including leadership roles in counterterrorism, terrorist financing, intelligence, crisis management, complex financial crimes, and national security operations.

A graduate of the United States Naval Academy with a Bachelor of Science in General Science, Mr. Castaño holds multiple professional certifications in anti-money laundering, fraud prevention, financial crime investigations, and security management, reflecting his extensive expertise in financial crimes, risk management, and compliance.